You have just been in an AutoAccident. Now What?Here are the correct steps as well as some best practices regarding “What the next steps are” after an automobile accident in Daphne, Fairhope, Mobile or the surrounding Gulf Coast Area. In the moments after an accident, you may feel a mix of confusion, fear and even anger. Your next thought may be about whether everyone is okay and how much the repairs to your vehicle are going to set you back with the auto body repair shop. It is important that you take the right steps after an accident to preserve your legal rights and the future compensation for your injuries and the damages to your vehicle. Here are a few things you need to do after you’ve been in an accident in Daphne.
Check for Injuries your health and safety are the most important things to consider after you’ve been in an accident. The damages to your vehicle can be repaired; however the injuries to you (and/or) other passengers could potentially be life-threatening.
Check yourself over for injuries, and then ask everyone in your vehicle and as well as any other cars that were involved in the auto accident if they are injured. It is imperative that you remember that numerous cases of physical issues can occur 24 to 48 hours after accident has happened.
Exchange Information While you are waiting for the authorities to arrive, you should exchange information with the other driver. Get the person’s name, address, telephone number, vehicle information and insurance information. Make sure you also collect the personal information for any witnesses to the accident. Once this has been completed you’ll then have the opportunity to contact witnesses after the incident if they didn’t remain at the scene.
File a Report as soon as you possible can. The best time to file a police report is directly after an accident has occurred on site however it is NEVER TO LATE to CONTACT the Authorities to report the accident. Processing an insurance claim is significantly easier to work to your favor if you get a police report. It is important to explain exactly what happened in as much detail as possible. This information will be used for the official report, which will also be used to determine fault and compensation from the insurance companies.
Be calm and clear when dealing with the police. You don’t want to make an emotional situation tenser than it is. Take Photos the police or an insurance adjuster will likely take photos of the scene of the accident, but it is important that you do so, as well. You may document the damage from another angle, or you may have an extra set of photos in case anything happens to the official snaps. You’ll also have photos for yourself to keep your own record of the crash. Contact the Insurance Company The insurance company will likely reach out to you within a few days of the accident, but it won’t hurt to make the first move. The sooner you call; the sooner things can get put into motion so you can get reimbursed for damages — even if the accident was your fault. If you are at fault, you will be filing a claim with your own insurance company. If the other driver is at fault, you may work with their insurance company directly, or your insurance company may act as an intermediary to get you reimbursed. In either scenario, you will likely have to talk with both insurance companies to provide your version of events.
Get the Damage Repaired In many cases the insurance company may give you specific instructions where to go to get your vehicle estimated and repaired. In all cases, you have the right to choose your own repair center, and the insurance company will send out an in-house adjuster to appraise the damage or send an assignment to the repair facility so they can write and photo the damage and upload to the insurance for repair authorization. You’ll then likely get a check for the estimated damages, or the insurance company will work directly with the auto body repair shop to pay for the repairs.
Such as Cockrell’s Body Shop because we have Certified Technicians to ensure that you have your vehicle repaired at a facility that is trained and certified to work on your specific type of vehicle. In today’s market most shops will tell you that they work on all types of vehicles, but training, certification and repetition is imperative to repair the vehicle properly and guarantee that the new technology components of today are repaired, calibrated and adjusted properly to avoid future damage or even loss of Manufacturer warranties.
Once you have worked out the initial details after your auto accident, Cockrell’s Auto Collision & Body Shop is here to assist you with regards to getting your vehicle back into TOP CONDITION! Cockrell’s Body Shop will work directly with you, parts manufactures, insurance companies (and/or) the other driver and their insurance company to confirm that the automobile repairs get approved and the bill gets paid. In the event that you’ve been in a Car Accident contact the professionals here at Cockrell’s Body Shop in Daphne, Alabama at (251) 621-8600. Allow us to get you and your automobile back on the road!